The time you have to make a choice online or offline in terms of getting financial assistance most people will look for offline sources because it is known to be the traditional method where people could rely upon. But with the change of time, people have started showing an elaborative interest only in terms of…
Getting out of debt is not an easy journey. It takes time, discipline, and sacrifice to successfully do it. For one, it takes a significant change in financial lifestyle and spending habits if you are determined to get out of debt. This means cutting back on eating out, buying new gadgets and jewellery, and taking…
A quality education guarantees better returns in terms of remunerations and perks through successful job or business, and eventually a superior lifestyle. Therefore, the primary focus of every individual would be obtaining the best possible education in life. However, the higher studies are quite expensive and it’s going to rise a lot in the near…
My parents back home. My wife back home. My grandmother back home. My son back home. Speak with almost any immigrant, and you’ll find that nearly all are sending money to their families in their home country. Often moving for the hopes of a better life, the lives of those they have left at home…
Credit cards can either make you or break you. If you do not handle your credit card usage responsibly, credit cards could ruin your credit score. However, when used the right way, they can help you build good credit standing and open you to more financial freedom. But how can a small square of plastic…
The internet and smartphones have ushered in a new era in personal finance. Today, you can get instant funding for all your needs, big or small, with nothing but a few taps and clicks on your mobile phone. For some, this can seem rather impossible, which is why the following article will explain how this…
A financial emergency can strike at any point of time in life. It can be mentally deteriorating to arrange cash, especially if you need a huge sum. Although, you may talk to your friends or relative; however, not every time they’re financially sound to arrange money for you. Thus, in such a situation a personal…
Creating a budget is one thing. Sticking to it is another, and it’s no easy task. Being able to successfully do it, however, is a great accomplishment and a victory, and gives you a sense of control over your finances. Sticking to a budget is crucial in reaching your financial goals because every goal requires…
All types of insurance, besides life insurance, fall under the General Insurance (GI) category. Some of the more common types of policies under this category are motor insurance, travel insurance, home insurance, and health insurance. Barring motor insurance, which is required only when you own a bike or a car, all other forms of GI…
Today’s lifestyle needs a major chunk of money from your pockets. It leaves hardly any savings for an emergency situation. And if you’re stranded in a situation like quick medical attention or urgent car repair, it causes stress in your minds. Since your emergency funds are not enough to meet your financial goals there is…
